This communication and any attachments may be privileged or confidential. Copying or forwarding without permission of sender is prohibited. If you are not the intended recipient, you have received this in error and any review, distribution or copying of this communication is strictly prohibited. In such an event, please notify us immediately by reply email or by phone (+1-201-377-2302) and immediately delete this message and all attachments. E-mail transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. The sender therefore does not accept liability for any errors or omissions in the contents of this message, which arise as a result of e-mail transmission. The authenticity of the sender cannot be claimed in any litigation.